ProvinceSpeedingLaws
QC

Quebec Fines

Complete reference for Highway Safety Code penalties and demerit points.

Quebec penalizes speeding rigorously under the Highway Safety Code. The province applies a tiered fine structure where penalties increase incrementally for every single kilometre over the limit. A minor infraction between one and 10 kilometres over costs a base fine of 35 dollars. A mandatory 25 percent contribution to the crime victims fund (IVAC) and court fees applies to every ticket. If you drive between 31 and 45 kilometres over, the base fine rises to 195 dollars. Quebec targets extreme speeders with the Grand excès de vitesse legislation. This severe penalty kicks in when you exceed the limit by 40 kilometres in a 60 zone, or by 50 in a 90 zone. GEV charges bring mandatory license suspensions of seven days right at the roadside. Fines for GEV range from 350 to 1500 dollars. Every standard speeding ticket adds between one and 10 demerit points to your record.

Overview of Speeding in Quebec

The Société de l'assurance automobile du Québec tracks all driving infractions and demerit points. The SAAQ suspends a regular driver's license once they hit 15 demerit points. Novice drivers face suspension much earlier, at just four points. The SAAQ keeps demerit points on your active driving record for two full years following your conviction date. Quebec enforces speed limits aggressively in vulnerable areas. Under the Highway Safety Code, fines double strictly during school hours in designated school zones. The province also doubles fines in roadwork zones to protect construction workers. Quebec does not belong to the Canadian Driver Licence Compact. However, the SAAQ maintains strict bilateral agreements with Ontario, New York, and Maine. If you get a ticket in those specific jurisdictions, the demerit points transfer directly back to your Quebec license. The province uses automated enforcement tools extensively. Photo radars and red light cameras issue tickets directly to the registered vehicle owner. The Bureau des infractions et amendes processes these automated fines. Automated tickets do not carry demerit points, but they still cost you money. The SAAQ monitors your driving abstract closely and uses this data to adjust your licensing fees annually.

Quebec Fine Calculator

Select your speed to estimate penalties.

Estimated Liability

Base Fine$350.00
Surcharges & Fees+ $87.50
Total Payable$437.50
Demerit Points
+1
Insurance Spike
~15% / yr
for 2 years

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Fine Tiers & Demerits

Speed Over (km/h)Total FinePointsSeverity
1 - 10 km/h$35.001Demerit Impact
11 - 20 km/h$55.002Demerit Impact
21 - 30 km/h$105.003Demerit Impact
31 - 45 km/h$195.005Demerit Impact
46+ km/h$300.0010 Stunt Driving

Demerit Points System

Suspension Threshold15 pts
Novice Driver Threshold4 pts
Points Record Duration2 years
Managing AuthoritySAAQ

Stunt & Excessive Speeding

Driving 40 km/h or more over the speed limit triggers extreme penalties under the Highway Safety Code.

Max Fine
$1,500
Suspension
7 Days
Impoundment
0 Days
Court
Optional

Insurance Impact

Private insurers use SAAQ abstracts to adjust premiums.

~15% Premium Spike
2 Years on Record

Automated Enforcement

Photo radars issue fines without demerit points to the registered owner.

Photo Radar
ASE Active
Red Light Cameras

Paying vs. Fighting Your Ticket

You have exactly 30 days to enter a plea for a speeding ticket in Quebec. If you choose to pay, you can use the Bureau des infractions et amendes online portal. Paying the ticket represents an automatic guilty plea. The SAAQ immediately registers the conviction and adds the demerit points to your abstract. If you decide to contest the ticket, you must check the not guilty box on the reply form and mail it back to the address provided. The municipal or provincial court will then mail you a notice of hearing with your trial date. Quebec traffic trials proceed formally. A prosecutor represents the state, and the police officer attends to testify. You must request disclosure of the evidence against you beforehand, including the officer's report and radar calibration logs. You or your traffic lawyer can cross-examine the officer in court. You can also negotiate directly with the prosecutor before the trial begins. They might offer to reduce the speed on the ticket, lowering your fine and saving you demerit points. If the officer fails to appear on your trial date, the judge usually dismisses the charges due to a total lack of evidence.

Hidden Costs & Long-Term Impacts

A speeding ticket in Quebec carries hidden costs that hit your wallet for years. Private insurers provide property damage coverage in Quebec, and they review your SAAQ abstract regularly. A standard ticket will typically increase your private insurance premiums by 15 percent for two years. However, the SAAQ also penalizes you directly. Quebec operates a unique public insurance system for bodily injury. When you renew your driver's license every year, the SAAQ charges you a variable insurance contribution based on your demerit points. The more points you have, the more you pay for your license. If police charge you with Grand excès de vitesse under the Highway Safety Code, the costs explode. The mandatory seven-day license suspension disrupts your life immediately. Your private insurance rates will skyrocket. Furthermore, GEV convictions remain on your SAAQ record for a full ten years, permanently branding you as a high-risk driver.

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